What is AgentBank
AgentBank is the payment layer for AI agents. AI agents — shopping for people inside Claude, ChatGPT, Gemini and other assistants — buy from you and pay automatically. You keep your products and your prices. AgentBank handles the payment, the agent’s wallet, fraud screening, and compliance. The money lands in your account. You never integrate a card processor or touch PCI.
The one-liner
Section titled “The one-liner”The payment layer for AI agents: one integration, and you accept every agent-payment protocol — the agent brings its own funds and pays; you get paid.
How it fits together
Section titled “How it fits together”An agent-commerce transaction has three independent layers. AgentBank owns the bottom two so you only think about the top one — your price.
Protocol — how the agent asks to pay
The wire format the buyer agent speaks — ACP, x402, A2A, UCP, AP2, Visa TAP, Skyfire, MPP. You accept all eight with zero protocol code.
Rail — how the money moves
Card networks, on-chain stablecoins (USDC on Base/Solana, RLUSD on XRPL, pathUSD on Tempo), or account transfers. AgentBank picks the right rail for the currency.
Account — where it lands
Your Curless account. AgentBank settles the funds to you and reports your balance — you never hold a card number.
Who it’s for
Section titled “Who it’s for”- Merchants — sell products, bookings, or services to agents. Your backend prices a checkout with the merchant SDK; the agent pays it.
- API / tool builders — charge per call. Wrap an existing API or MCP tool with a paywall so each call is pay-to-use.
What you don’t build
Section titled “What you don’t build”You price your goods and choose nothing about how the money moves. Behind the protocols, AgentBank runs the agent’s payment method and wallet, the card processors and money rails, the settlement into your account, and fraud & sanctions screening and compliance. No payment processor, no PCI, no fraud system on your side.